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๐Ÿ‡บ๐Ÿ‡ธ US Calculator

Free online calculators for the United States: fast, accurate & free

Free calculators for the things Americans actually need to figure out

US Calculator brings together free, no-nonsense calculators for the money and everyday math questions that come up most often in the United States: your monthly mortgage payment, the real cost of a car loan, your take-home paycheck after federal tax and FICA, how fast a credit card gets paid off, your BMI, or how many cubic yards of concrete a project needs. Every calculator gives you an answer in seconds, with no sign-up, no newsletter and no paywall.

Everything runs in your browser. Your numbers never leave your device. Financial-math calculators use exact standard formulas, and our tax and benefit tools use figures published by the IRS and the Social Security Administration for the current year.

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Accurate & current

Standard financial formulas plus 2025 and 2026 IRS & SSA figures. Updated when official numbers change.

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Private by design

Every calculation runs locally in your browser. Your inputs are never sent to a server or stored.

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Always free

No account, no fees, no limits. Ad-supported so the calculators stay free for everyone.

Most popular calculators

The calculators people use most right now, based on real visitor numbers. A fast starting point if you are not sure where to begin.

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Mortgage & Home

30 calculators
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Loans & Debt

22 calculators
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Savings & Interest

15 calculators
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Investing & Retirement

45 calculators
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Taxes & Income

37 calculators
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Health & Fitness

47 calculators
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Home & Construction

45 calculators
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Math & Conversion

123 calculators
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Everyday & Time

47 calculators
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Business & Work

34 calculators

Calendars and holidays

Printable calendars with federal holidays, observed dates and the rules behind movable holidays like Easter and Mardi Gras.

How we calculate

Every calculator is built on a documented formula or an official published figure; we do not invent rules of thumb. When a number appears on this site, it traces back to a standard financial formula or a primary source. The main sources by area:

  • Taxes & paychecks: Internal Revenue Service (federal brackets, standard deduction, withholding) and the Social Security Administration (Social Security & Medicare / FICA rates and wage base).
  • Mortgage, loans & debt: standard amortization math; consumer guidance from the Consumer Financial Protection Bureau (CFPB).
  • Retirement & investing: IRS contribution limits (401(k), IRA), SSA benefit rules, and standard time-value-of-money formulas.
  • Health & fitness: WHO BMI classification, NIH/NIDDK guidance, and the Mifflin-St Jeor equation for metabolic rate.
  • Construction: standard geometric volume and area formulas.

Frequently asked questions

Are these calculators really free?

Yes. Every calculator on US Calculator is free: no sign-up, no login, no premium tier. The site is supported by ads, which never affect your results.

Are my inputs stored anywhere?

No. Every calculation runs directly in your browser with JavaScript, so the numbers you enter are not sent to a server and not saved in a database. Page views are counted with Vercel Web Analytics, which uses no cookies, and with Google Analytics, which uses cookies; neither receives the numbers you enter. Ads come from Google AdSense, which uses cookies as described in the privacy policy.

How accurate are the results?

Financial-math calculators (mortgage, loan, compound interest, amortization) use exact standard formulas. Tax and benefit calculators use published IRS and SSA figures for the current year. Results are estimates and not professional financial, tax, medical, or legal advice.

Which year do the tax calculators use?

Paycheck, withholding and take-home tools use tax year 2026: the brackets and standard deduction published by the IRS and the Social Security wage base published by the Social Security Administration. The income tax, tax refund, tax bracket and effective tax rate calculators let you choose the tax year (2026 or 2025), so you can also check the return for an earlier year. We update figures as the IRS releases new ones.